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If you want a home close to downtown (just west of White Rock Lake) - but prefer new, then you have to see this one. Please call me to schedule at showing at 214-717-5478. Click this link to see the details. 
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How many of these promises have you heard. If you hear a promise that your listing agent is going to buy your house, then stop and think if that was the case then there wouldn't be any foreclosures! The reason why the listing agent doesn't buy the home is not that the house sells but that no one would really take this "special guarantee". I have been told it goes like this, you meet with the agent and they tell you that for this program its a 7% listing and then they tell you that you will have to reduce your price X dollars every week till it sells or the price hits their target price to buy your home. Their target price is one were almost anyone would buy your home! Plus they get a big commission – all 7% since they are the listing agent and the buyer. So, stop and interview several agents before you list your home. When you are finished then call me at 214-717-LIST (5478) and I will not give you one of these "deals." Actually, the first 5 people who list with me in the next 20 days will receive a special flat rate listing of $2,500 plus the buyers commission. Just think if your house is $300k then you save $6,500. Sign the listing today and put your home on the market in May or June – call today for the details.
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Never did I realize that my #3 Myth Busting Fact is actually the most popular of all! Well, actually popularity is a matter of opinion - this myth is rated by my viewers as the most surprising. Here is some of the myth and a link to more myths... “I have more listings, so I’ll bring buyers to your house if you list with me.” Did you know that most listing Realtors do not actually bring the buyer to your home? They will tell you that all of their marketing is for exposure to potential clients. Well, in reality you are paying for advertising their real estate company so they can get more clients to take to other listings. Here is an example of what really happens.
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Hiring a Team gets you more for your listing dollar. This is not always the case. Typically, teams are handling large volumes of transactions in order to justify the expense of each "team" member. Large numbers mean less one on one time with the actual listing agent you met in person. You are not getting that agent but someone they hired for much less. Click here to get the take aways...
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FIRST-TIME HOME BUYER TAX CREDIT
Ad Modified in the American Recovery and Reinvestment Act
Major Modification Shaded
February 2009 FEATURE | CREDIT AS CREATED JULY 2008 APPLIES TO ALL QUALIFIED PURCHASES ON OR AFTER APRIL 9, 2008 | REVISED CREDIT - EFFECTIVE FOR PURCHASES ON OR AFTER JANUARY 1, 2009 AND BEFORE DECEMBER 1, 2009 | Amount of Credit | Lesser of 10 percent of cost of home or $7500 | Maximum credit amount increased to $8000 | Eligible Property | Any single family residence (including condos, co-ops, townhouses) that will be used as a principal residence. | No change All principal residences eligible. | Refundable | Yes. Reduces (or can eliminate) income tax liability for the year of purchase. Any unused amount of tax credit refunded to purchaser. | No change Purchasers will continue to receive refund for unused amount when tax return is filed. | Income Limit | Yes. Full amount of credit available for individuals with adjusted gross income of no more than $75,000 ($150,000 on a joint return). Phases out above those caps ($95,000 and $170,000). | No change Same income limits continue to apply. | First-time Homebuyer Only | Yes. Purchaser (and purchaser's spouse) may not have owned a principal residence in 3 years previous to purchase. | No change Still available for first-time purchasers only. Three-year rule continues to apply. | Revenue Bond Financing | No credit allowed if home financed with state/local bond funding. | Purchasers who utilize revenue bond financing can use credit. | Repayment | Yes. Portion (6.67% of credit or $500) to be repaid each year for 15 years, starting with 2010 tax filing. | No repayment for purchases on or after January 1, 2009 and before December 1, 2009 | Recapture | If home sold before 15-year repayment period ends, then outstanding balance of repayment amount recaptured on sale. | If home is sold within three years of purchase, entire amount of credit is recaptured on sale. Applies only to homes purchased in 2009. | Termination | July 1, 2009 (But note program changes for 2009) | December 1, 2009 | Effective Date | Purchases on or after April 9, 2008 and before January 1, 2009. Repayment to begin for 2010 tax year. | All revisions are effective as of January 1, 2009 |
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Source: http://www.ccar.net/public/firsttimehomebuyercredit.aspx
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Nob Hill, Carrollton - Dallas County - We invite everyone to visit our open house at 1629 Sutters Mill on October 14 from 2:00 pm to 4:00 pm. Property information
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Yes its true, the subprime mess has taken a toll on the market. Mostly psychologically. The greater Dallas never experience the great appreciation on housing as seen on the east or west coast, so therefore we have lesser downturn. Many articles are citing that the Dallas area has strong job growth and home prices are actually up over last year. But, its true that there are more homes on the market and less selling...so what is the lesson? Well, know that it will take longer to sell your home but you might get closer to your original list price. This will only hold true if your home is what I call a "cherry". Another words their are so many homes on the market that need paint, carpet, smell bad, unkept, etc that consumers are only buying homes that look great. The problem is that there are not as many lookers so showings are down. Words of advice: Buyers: If you can do some handy work then now is the time to start looking for your home. Prices on homes that are not cherrys will continue to decline which will offer you a great opportunity. If you dont like doing handy work and want a ready to move in home then don't try to find a HUD home or a foreclosure or a stressed short sale, since these inevitabily will need work. Instead you need to be ready to pay close to market price before someone snatches it out from under you! Sellers: Its time to fix up your house. If you are listing soon or even in the Spring, now is the time to invest in your home. Why not enjoy the updates before you put the house on the market? Paint, tile, re-grout the shower, steam clean the carpets, whatever it takes to make your home compete with the best on the market. Otherwise, get ready to list at a realistic market price to get rid of it quickly. Don't agree, email me at steve@steveharveyrealty.com Here is an article to read: http://finance.yahoo.com/real-estate/article/103630/America's-Most-Stable-Housing-Markets
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Hunting for a deal? Want to map all possible prospects? Get mapping and a daily list of properties you might want to buy. Visit my site and click the link in the top left corner. www.SteveHarveyRealty.com
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When was the last time you checked your electric bill? I found out that I have reduced my overall usage, yet my bill is still going up. So, I decided to really monitor my energy bill and the price per kWh. Did you know that most homes in Texas pay more in August and September than any other month of the year. This isn’t because of rate hikes necessarily, but because its HOT! We are lucky so far compared to other years since the rain has kept the temperatures lower. But knowing that historically that my August and September bills are my yearly highest, I decided to take action. After visiting www.powertochoose.org I copied all the plans to EXCEL and highlighted those with the best price per kWh. After selecting my top three I called and asked them specifically about their plans and I feel that YEP has the best deal. The told me today that the rate is 11.5 cents a kWh and lower if you use over 1,500 kWhs. That is 1.75 cents cheaper than Dynowatt at 13.25 cents. Saving $35/month is $420 a year! Look at your history for August and September and calculate your potential savings. Now you have to watch out since I was with Dynowatt and several months ago they had the best deal. So, if you are up to the challenge you can save $30-60 a month on your electric bill if you watch the kWh charge on your bill and switch every quarter. It has taken more time to write this blog than it did to switch. Visit them today at www.yeptexas.com or www.powertochoose.org and do your own research to find the best deal for your area. Steve Harvey
Broker & Realtor
214-717-LIST(5478)
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Great Carpet, Paint & 2 mins to HWY 121
• 2,135 sq. ft., 2 bath, 4 bdrm single story -  MLS® #10830592 $167,900 - Cul de Sac - Best Value! Eldorado Heights, McKinney - Location! 2 Minutes to 121.Close to new shopping, movies and Lifetime Fitness. Community Pool, low traffic cul de sac street. 4/2/2 with large yard and an east facing patio for cool summer nights. Carpet only 2 yrs old. New paint, crown moulding, art niches, bay window in breakfast area. Master bath with jacuzzi style tub, separate shower. Family room with WBFP, open to breakfast room and kitchen. Three bedrooms down a separate hall away from the master. Ceramic tile in the wet areas and entry. Ceiling fans throughout, large closets and sprinker system. Property information
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Sometimes you have to stop browsing and pickup the phone! Do you want to get a really good deal? Don’t mind a little work to make it home? Then you should consider buying a foreclosure. There are plenty to go around, so call me today to learn more about this recent property that I found. 214-717-5478 Thanks, Steve Realtor & Broker
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When its time to buy a home, its really worth taking the time to learn about the housing market and know what you are getting into when buying a new or existing home. Using me as your Realtor will ensure that you have a qualified professional assisting you through every step of the transaction. If you are thinking about buying a spec home there are several reasons to consider using me to help you negotiate the best price. Right now builders are offering more incentives and promotions to Realtors than ever before. Why? Because they know that a high percentage of their business is from Realtors bringing buyers to these new developments. Also, a Realtor who brings one, might just bring another, and another – which is very important to that builder. So, in understanding the market, builders want to work with Realtors. Call me to start your new or existing home search. If I represent you on any new spec homes that you decide to purchase then I will give you 2% of my commission at closing - this could be $2,000 to $10,000 or more - well worth making the call. This offer is for a limited time only and will expire May 1, 2009. You must register online at www.clientrewardcenter.com or call me at 214-717-LIST(5478) to lock in this special offer.
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Track this weather prediction for Plano and see how close it is... 
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Just Reduced $11,000 for Quick Sale!
• 3,163 sq. ft., 3 bath, 4 bdrm 2 story "Traditional Home By Shaddock Builders" - $288,900 - New Carpet & Paint Knolls at Russell Creek, Plano - Built by Shaddock, one of the neighborhoods finer builders, 2433 Mesa Oak Trail , has the perfect floor plan for your needs. The plan has four bedrooms, three baths and a large two-car garage. Both the master and another bedroom are down stairs. New carpet was recently installed throughout the home and interior rooms were painted in April. As you enter this home you will see the split formal areas; the formal living to your right and formal dining to the left. The foyer has custom tile floors and an elegant chandelier. Both formal rooms have crown molding throughout and a chair rail in the formal dining room. The kitchen is a chef's delight with built in oven, electric cook top, built-in microwave and disposal (replaced in 06'). Some cooks might prefer a gas cook top, which is easy since the plumbing is already installed. Corian counter tops grace the entire kitchen, butler's pantry, center island and breakfast bar. Gorgeous 42 inch cabinetry with lighting beneath cabinets adds a beautiful touch. Custom tile floors continue throughout the kitchen, dining area and oversized laundry room. The master suite is a private retreat with its own French doors that open from the master to a patio area with a view of the second yard. The master bathroom has his/her marble vanities, custom tile, jetted tub, and custom closet with built-in shelves and additional hanging storage for winter clothes. The second bedroom downstairs is perfect for a study, Mother-in-law suite or nursery. It is adjoined by a full bath with pedestal sink and tub/shower combo. Upstairs is a second home itself with 2 oversized bedrooms with remote controlled ceiling fans installed 05'. The JnJill bathroom has vanities with dual sinks and a separate room with tub/shower and toilet. Upstairs there is a large game or media room perfect. The oversized 2 car garage has a new garage door opener (06') and room for a workbench. This neighborhood has a community pool, park & play ground just down the street. Property information
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Knolls at Russell Creek, Plano - Announcing a price reduction on 2433 Mesa Oak Trail, a 3,163 sq. ft., 3 bath, 4 bdrm 2 story "Traditional Home By Shaddock Builders". Now $288,900 - New Carpet & Paint. Property information
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